Categories: Blockchain

Apple’s NFC Upgrade Paves Way for USDC Tap-to-Pay on iPhones, Circle CEO Says

Jeremy Allaire, the CEO of Circle, revealed that USDC Tap-to-Pay could soon be made possible on iPhones in response to Apple’s recent update, according to an Aug. 14 statement.
“Tap to pay using USDC on iPhones incoming soon. Wallet devs, start your engines.” Meanwhile, Allaire clarified that Circle has no direct relationship or partnership with Apple or Apple Pay.

On Aug. 14, Apple revealed that it will now permit third-party applications to use its NFC (Near Field Communication) technology for transactions. This update will allow alternative payment systems to compete with Apple Pay—the iPhone’s dominant payment option.

The announcement follows extensive regulatory pressure from entities such as the European Union. Apple confirmed the new feature will be available with the upcoming iOS 18.1 update. With this version, developers can use NFC contactless transactions through the Secure Element (SE) in their apps, independent of Apple Pay and Apple Wallet.

How USDC tap-to-pay will work

The USDC Tap-to-Pay application will utilize Apple’s newly available NFC technology for third-party developers. This change will enable various wallet apps, including those for Web3 or crypto, to use NFC for transactions.

According to Allaire, iOS wallets supporting USDC could streamline payments by allowing devices to exchange transaction information through a simple tap. For instance, a point-of-sale (PoS) system could communicate the iPhone’s blockchain address or payment amount, prompting the user to confirm the transaction using FaceID or another authentication method. The app would then process the payment via blockchain.

Allaire suggested that this development could facilitate direct USDC payments to merchants and enable transactions for other digital assets, such as NFTs or stablecoins like EURC. Hence, he encouraged wallet developers to integrate the latest Apple iOS SDKs in preparation for the USDC Tap-to-Pay launch.

.

Terron Gold

Recent Posts

Tether Blacklists 370 Wallets and Freezes Over $514 Million in USDT in Just 30 Days

Stablecoin giant Tether has dramatically escalated its enforcement activity after blacklisting 370 blockchain addresses and freezing approximately $514.64 million worth…

4 days ago

Coinbase Suffers Major Trading Outage After AWS Infrastructure Failure

Crypto exchange giant Coinbase experienced a major service outage that disrupted trading, transfers, and exchange operations after…

4 days ago

LayerZero Issues Public Apology After $292 Million Kelp DAO Exploit

Cross-chain messaging protocol LayerZero has publicly apologized for its handling of the massive Kelp DAO exploitthat drained approximately $292…

4 days ago

PayPal and Google Say AI-Driven Commerce Will Run on Crypto Rails

Executives from PayPal and Google Cloud said the future of “agentic commerce” — where AI agents autonomously buy goods,…

4 days ago

Kraken Parent Company Applies for Federal OCC Banking Charter

Crypto exchange giant Kraken is making a major move deeper into the U.S. financial system after its…

4 days ago

Taiwan News Anchor Indicted in Crypto-Funded Chinese Propaganda and Military Bribery Scandal

A major national security scandal has erupted in Taiwan after prosecutors indicted a Taiwanese news…

5 days ago